We live in a world where instant gratification reigns supreme. This has made it a lot harder for people to save money, especially for work-at-home moms who have to buy household supplies and have 24/7 access to ecommerce shopping.
1. Set Weekly Money Dates
Get in the habit of sitting down and going over your money every week. A money date involves updating your budget, tracking your financial goals, and reviewing your goals. Just like any other relationship in your life, you need to ensure that you commit to improving your financial life. This is only possible by spending time with your money.
2. Plan Meals for the Entire Week
Instead of ordering in every day for lunch or dinner, you should spend the weekend going grocery shopping and planning your meals for the week ahead. It will help you save a ton of money. Remember, ordering in is extremely expensive, especially when you factor in the amount of money that gets spent on tips and tax.
On the other hand, cooking can also disrupt your working-from-home. This is why pre-meal planning is the perfect solution. Besides, it is a lot healthier.
3. Get Rid of Cable
You might be asking why should you get rid of the cable. But there are services such as Amazon Prime, Netflix, and Hulu that cost a fraction of what you would pay for cable TV. If you don’t watch a lot of TV, maybe it’s time to find an alternative.
Since Cable TV costs as much as $123 a month, you could save about $1,476 a year by eliminating cable TV from your life. Use that to pay off debt.
4. Work Out at Home
Although it is crucial to work out, hitting the gym costs a ton of money. With most gyms costing hundreds of dollars, it can be very expensive to get fit. Fortunately, there’s a solution that’s perfect for work-at-home moms - working out at home. It is free and will help you save plenty of time as you will no longer need to commute. Working out at home is the best way to save money.
5. Start Making Coffee At Home
Another great way that work-at-home moms save money is by making coffee at home. You can easily save $4 to $5 every time you drink a cup of coffee. Although it is fun to pick up a fancy coffee at the local Starbucks, it doesn’t add up.
6. Try Your Luck at the Lottery
Finally, for a fun way to put some extra cash in your pocket, you could consider trying your luck at the lottery. You never know when you could win a whole lot of money. Besides, the Irish Lotto is cheaper and easier to win.