Go Back   WAHM Forums - WAHM.com > Saving Money > Tips for Saving Money

Welcome to the WAHM Forums - WAHM.com.

Welcome to WAHM Forums

Already registered? Login above 

OR

To take advantage of all the site's features, become a member of the largest community of Work-At-Home Moms.

The advertising to the left will not show if you are a registered user.


Reply
 
Thread Tools Search this Thread Display Modes
  #131 (permalink)  
Old 03-27-2017, 02:15 PM
Registered WAHM
 
Join Date: Mar 2017
Location: Sunny Arizona Baby
Posts: 7
Default Always negotiate

A lot of people don't understand you can negotiate just about everything. Auto Insurance, cell phones, credit monitoring, cable, satellite

If you don't make headway with that rep, wait 30 days, try another, especially if you've been a customer for awhile

Before i ditched cable altogether i had taken my bill from $180 per month down to $100 with pretty much all the same features

My Tmobile bill is $80 per month for 3 lines

My credit monitoring i cut in half from $19.99 per month to $9.99 per month

Sometimes if you fake them out saying you are leaving, then they drop the prices, that's one technique you can use.
__________________
This product is in a 4 Trillion Dollar Industry & is taking over the net. Find out "How" we are doing this http://www.555inc.com
Reply With Quote
Sponsored Links
  #132 (permalink)  
Old 04-18-2017, 02:00 PM
MirisaAo's Avatar
Registered WAHM
 
Join Date: Nov 2016
Location: UK, Horsham
Posts: 7
Default

Yeap, I think that money is unimportant until I lost my job last summer and since that time have only freelance work. I'm trying to reduce my utility bills. I'm going to use a solar heater. This system is much cheaper than using gas or electricity to heat your water. And I heard that it's cool to install solar air conditioning system, it uses the same principles of the solar water heater but uses that hot water in an air conditioning system. I've read about it here Denver Heating Tune Up - Summit Heating & A/C As a bonus, the hot water produced for air conditioning can also be used for other applications in your home. Also, I did the heating tune up last winter when I was in mom's house in denver.
And I'm trying to save on clothes and entertainment. Too much cinema in my life
Reply With Quote
  #133 (permalink)  
Old 04-19-2017, 09:09 PM
Registered WAHM
 
Join Date: Apr 2017
Posts: 9
Default

Quote:
Originally Posted by hcornwell View Post
A lot of people don't understand you can negotiate just about everything. Auto Insurance, cell phones, credit monitoring, cable, satellite

If you don't make headway with that rep, wait 30 days, try another, especially if you've been a customer for awhile

Before i ditched cable altogether i had taken my bill from $180 per month down to $100 with pretty much all the same features

My Tmobile bill is $80 per month for 3 lines

My credit monitoring i cut in half from $19.99 per month to $9.99 per month

Sometimes if you fake them out saying you are leaving, then they drop the prices, that's one technique you can use.
That's true we should learn how to negotiate to minimize costs, that's the best strategy so far. Most companies can consider that in selling their products or services. I'm sure they have some options.
Reply With Quote
  #134 (permalink)  
Old 04-20-2017, 10:12 PM
Registered WAHM
 
Join Date: Jun 2016
Posts: 9
Default

Quote:
Originally Posted by valcreates View Post
I don't consider myself super frugal
My husband and I saved early on. I am not into pricey purses or expensive shoes.
I like books, tech stuff, art, doing nice things from my family.

Get rid of basic cable and cable TV
Netflix, DVDS, are all cheaper.

Dollar tree
Great place for perfume, cheap make up, and household goods. I only go to dollar tree every few months because I can over do it. I don't

Budget movie theaters. If you don't mind seeing it later these can be fun and cheap.

Make friends with your library
Likewise, we are not that frugal too, Ours is we just do some savings and have some investments in banks and live a simple life.
Reply With Quote
  #135 (permalink)  
Old 05-05-2017, 07:38 PM
Registered WAHM
 
Join Date: May 2017
Posts: 3
Default

I make sure that a part of my earnings go straight to my savings account every month. As of now, I invested in stock market and hopefully I do good in the coming years.
Reply With Quote
  #136 (permalink)  
Old 05-23-2017, 08:52 AM
Registered WAHM
 
Join Date: May 2017
Posts: 5
Default

Quote:
Originally Posted by samanthagozon View Post
I make sure that a part of my earnings go straight to my savings account every month. As of now, I invested in stock market and hopefully I do good in the coming years.
I'm doing the same; let's hope so (that it will do good).
Reply With Quote
  #137 (permalink)  
Old 06-22-2017, 11:44 PM
Registered WAHM
 
Join Date: Apr 2017
Posts: 9
Default

eliminate debt
stop smoking
stop buying overprice coffee
pack your own lunch
Reply With Quote
  #138 (permalink)  
Old 06-27-2017, 07:31 PM
WAHM Regular
 
Join Date: Jun 2017
Location: Perth, Australia
Posts: 23
Default

Agree with SetTrainor:
- pack your own lunch
- drink crappy instant coffee at home
- I'm susceptible to beers and food on Fridays after work so I try and budget (leave the credit card home!)
- buy clothes online
- go for a run or bike ride instead of going shopping i.e. distract yourself from unnecessary expenditure

One more thought though, whilst I try and spend less than I earn, I'm not afraid to spend on items that can either:
- improve my earning capacity (like courses or a side business/asset); or
- reduce my cost base (like buying in bulk or solar panels etc); or
- free up my time (e.g. outsourcing, robo vacuum etc)

Sometimes I need to remind myself, expenses are only one side of the cashflow statement. And cashflow statements, while useful, are a supplement to your own personal balance sheet, i.e. how much you're worth.
Reply With Quote
  #139 (permalink)  
Old 07-04-2017, 01:47 AM
Registered WAHM
 
Join Date: Jul 2017
Location: Toronto
Posts: 7
Default

I'm such a spender when it comes to food, God..
I used to spend lots of money on exploring different restaurant that would open in the city, sometimes I'd go to bad ones and wasted my money ;(
I've read an article about best vegetarian restaurants in Philadelphia on my way to Philly last month and could plan my eating out journey prior to even landing.
And as someone said above, I still try to pack lunch for work to save at least for that day

Last edited by valverie; 07-04-2017 at 04:25 AM.
Reply With Quote
  #140 (permalink)  
Old 07-14-2017, 08:17 AM
WAHM Regular
 
Join Date: Jul 2017
Posts: 16
Default

There are so many great tips here, I'm amazed and really grateful!
Reply With Quote
 
Reply

Tags
budget, cheap, zazzle

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off