Your Best Money Saving Tips

[AllieRambles]

I am pretty frugal. And with my recent drop in hours at work, i really need to cut back.

1. I try to plan ahead. I plan grocery shopping with a list and stick to it. Plan vacations with most meals "eat in" like sandwiches and cereal we make. Plan any shopping trips with lists and don't divert.

2. I really do try to buy only what I need to survive. Ok, I know this is impossible. So splurge but buy good quality and buy something you know you will continue to enjoy for a while, not something that will not be of interest tomorrow.

Cheers!
~Allison

[regina42]

I love Dollar Tree!
I buy most of my hair products and lotions there.

[clg671]

1. Automate your savings
2. Use price-comparison apps
3. Slice and dice your bills
4. Keep goals front and center
5. Use browser extensions to save money
6. Set reminders to check your budget
7. Streamline electronically to save money
8. Bookmarks sites to save money on cooking
9. Take advantage of bill averaging
10. Avoid temptations
11. Set an amount for a 'cash cushion'

[Lori786]

Nice tips, everyone Every tip helps. It's surprising how much you can actually save if you really put your mind to it and work to a plan. I would encourage everyone to do that, instead of just going with the heart.

[jay42]

Well shop online as much as you can. I have found that I save around 20% when I do. I find deals and I deal with the waiting. It is easy and cheaper and most places offer free shipping when you spend so much so it makes it even more worth it.

[IPW]

Originally Posted by MariaThompson

I love Dollar Tree!

My Top 10 Tips for Saving Money:

1. Turn off TV & lights when not needed;
2. Only heat the rooms you use;
3. Find offers, coupons, discounts for almost everything I purchase;
4. If I'm considering a big purchase, I wait 2 weeks to decide if I want it.
5. Write lists before going shopping;
6. Repair stuff instead of buying new;
7. Ask for reduced rates from credit card company;
8. Eat less snack foods;
9. Don't drink or smoke;
10. Swap books and music with my friends.

Would consider using some of those tips.

[Laurie S]

Too many people forget to save money. They spend what they earn, living paycheck to paycheck.

Try automatically transferring money into some sort of savings. e.g. $50 a month, $100 a month, or whatever you can afford. That money will be out of sight and out of mind. Then be frugal and live on the rest.

The Wealthy Barber book talks about a barber who didn't earn a lot who made it a point of always saving 10% of his earnings. It took time, but he eventually became a millionaire.

Being wealthy isn't the same as being rich. Being wealthy means asking yourself how long you could survive if you lost your job etc. So it means keeping expenses down and having assets/savings.

Some people earn a lot more than others, but then they buy a big house which means that they have a big mortgage and big taxes and big utility bills and they need to furnish that big house, etc etc. And then they struggle to buy anything else, even including groceries. So they are technically "rich' but not as wealthy as someone who earn less, but is frugal and pays themself first by saving money.

[premieritzone]

i use saving account to save money, also i pay bill with coupons,

[bchandler29]

I've heard really good things from friends who use YNAB - You Need a Budget app.
I also recommend reading the 4 Laws of Financial Prosperity and also the book 4 Spiritual Laws of Prosperity. Happy Budgeting!!

[Suzanne-SB]

Good tips, I like your list