It is easy to save money every day if you make some very basic
changes in your spending habits. People may avoid making simple
cost-cutting changes because they think that they will be too
insignificant to make much of an impact. The fact is that a person's
overall financial status can change from negative to positive, by
implementing very small changes that together, add up to a lot of
savings. Below are some easy and painless ways to save money every day.
Bring Your Own
Make
your own coffee, tea or other beverage rather than buying it at the
local coffee house. Use a portable beverage cup when you leave home.
Even if only $1 is spent a day, this adds up to a savings of around $20
or more each month. Use an eco-friendly water bottle on the road.
Carrying a gallon of purified water in your car can be used to refill
portable bottles and is also a good safety tip in case your car breaks
down. By bringing your own beverages, you can save several hundred
dollars over the course of a year.
Brown Bag It
Prepare
your lunch to take to work. Doing this is not only more cost effective,
but you will have more time to enjoy your lunch period at work since
you won't be spending time to get to a cafe and then wait for someone
else to prepare your lunch. You can take advantage of grocery store
sales to decide what to make for your lunch each day, for additional
savings.
Use Leftovers
Prior meal leftovers can
make really great lunches for the next day. You can also create other
types of meals with many of the same basic foods. A leftover roast or
other form of protein can be used to make sandwiches and casseroles.
When you prepare a meal, think about what other meals can come from it.
Turn It Off
When
you aren't using something that uses electricity, turn it off. Lights
in rooms, computers, stereos and TVs can all be turned off when not in
use. For the best savings, go one step further and unplug whatever you
can when it is not in use.
Pay Attention to Sales
Plan
meals on a weekly basis using your local grocery store circular.
Compare store circulars online. Check for drug store and pharmacy deals
with coupons. Stock up on items that you use regularly when they are on
sale. Consider trying different brands of items using coupons and other
store deals. When shopping for clothes, go to the back of the store to
find the best deals on sale items. Clip and use coupons for local
department stores.
Carpool and Use Mass Transit
Save
on gas and car expenses by carpooling to work. Use mass transit if
possible. Many cities and employers also offer incentives for using mass
transit and carpooling. Organize shopping trips with neighbors and
friends to save on gas. Doing this can also be much more fun than
shopping alone. Not only is car pooling and mass transit more cost
effective, but it is more eco-friendly as well.
Save Money Every Day by Cutting out the Little Things
