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02-13-2010, 08:59 AM
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Need Insurance?
My name is Elizabeth Llamas and I am a mother of 1. Besides being a mother, I am also an Insurance Agent for Farmers Insurance. I have been serving Southern California for over 5 years.
I welcome any questions any of you might have regarding any type of insurance.  Elizabeth Llamas Farmers Insurance Agent 431 North A Street Oxnard, Ca 93030 805-844-9447 ellamas@farmersagent.com liz.llamas@hotmail.com Lic #0G31697 |
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02-13-2010, 08:22 PM
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Hello Ms. Llamas I have always wondered are Farmers agents captive or are they allowed to have outside business??
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02-13-2010, 11:19 PM
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Hi Cornelius,
When the clients are not accepted through Farmers, then we have no other choice but to place them somewhere else. But the nice thing is that Farmers has acquired several insurance companies (Bristol West, Foremost, etc) that we can place our customers with. Elizabeth Llamas |
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02-18-2010, 11:39 PM
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Hello again. I was thinking more on the Life side.
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02-19-2010, 12:28 AM
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It would be the same thing with the life insurance. When Farmers doesn't approve them, then we would have to use an outside company
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02-19-2010, 09:54 AM
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So your saying the Farmers agents can only use carriers approved by Farmers? When going outside do you have to use Farmers approved carriers or can you contract with anyone you wish and write with them?
Thanks.. |
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02-23-2010, 10:06 PM
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Once Farmers declines the customer, we can place that customer where we want.
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03-07-2010, 07:53 AM
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the insurance market made some seriouse damged on few markets. i wish u best of luck!
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03-08-2010, 10:42 AM
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Will an agent like yourself be able to provide a better rate than going online or directly to the insurance provider? I live in Indiana and have been looking at different health insurance plans mainly online but was wondering besides having a person to call, if an agent is able or knows more options than what the insurance companies web sites can sell me.
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Aaron Neal - Short Term Health Insurance |
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04-26-2010, 08:07 AM
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Nice to see this kind of thread. SO tell me what is the best insurance company in Florida where i can get my son a car insurance. Also tell me what would be the ways which i can adopt so that the premiums are not higher in future and i can get maximu coverage
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"$25 + 4 ppl + 10 wks = $1K+ per day :: Infinity Downline" |
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