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  #11 (permalink)  
Old 02-07-2010, 11:17 PM
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Join Date: Feb 2010
Posts: 1
Default

Hi Everyone..

I have recently join this site and this is nice idea for providing us information about Life insurance. Would you mind to let us know more about this? Thanks!


Last edited by cibermom; 08-13-2010 at 10:56 PM. Reason: remove link
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  #12 (permalink)  
Old 05-26-2010, 05:28 PM
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Join Date: Feb 2007
Location: United States
Posts: 1,105
Default

Here is one example of the impact of having or not having enough Life Insurance..
Bank's red tape may cost widow her home
  #13 (permalink)  
Old 08-04-2010, 03:31 AM
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Join Date: Aug 2010
Location: USA
Posts: 5
Default

In short,
In pure endowment policy, death benefit is not covered. There is only survivor benefit. Where as in Pure Term Insurance Policy, only death benefit is covered.
As Investment:
I don't find pure endowment policy as investment avenue, there are better opportunities other than that.
Pure Term Insurance policy never meant for investment as it covered only risk of death. However it can be used for estate planning.
As Insurance:
Pure endowment policy only covers survival risk and term insurance only covers risk of death.
  #14 (permalink)  
Old 08-23-2010, 05:52 PM
Junior Member
 
Join Date: Aug 2010
Posts: 8
Default

Life insurance information is very available - trying googling "About life insurance" or "life insurance information". I like adding "about" or "information" to any search so I don't just get commercial information!
  #15 (permalink)  
Old 08-30-2010, 03:32 AM
Junior Member
 
Join Date: Apr 2010
Posts: 2
Default There is a lot of opportunities?

Well in fact i am dealing in Massage Therapy Insurance the insurance for therapist but There is a lot of opportunities? to get life insurance and many different plans according to my suggestion you should get life time insurance this will cover many of you problems.
  #16 (permalink)  
Old 09-05-2010, 08:15 PM
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Join Date: Oct 2007
Location:
Posts: 6
Smile Insurance

If you are looking at an accident policy make sure it is one that you get your money back after a period of time.
Like $100,000 accident, increases $5000 per year, for 20 years, cost 22.75 per month, issue ages 18-60, guarantee issue, all your premium payments returned at the end of 20 years. Good for almost all occupations.
It's like having free insurance.
  #17 (permalink)  
Old 09-07-2010, 01:02 AM
Senior Member
 
Join Date: Feb 2007
Location: United States
Posts: 1,105
Default

Hope if your an agent here is an interesting paper to read. Look at page 15 for the leading causes of death.

http://www.cdc.gov/NCHS/data/nvsr/nvsr58/nvsr58_19.pdf
  #18 (permalink)  
Old 09-08-2010, 03:00 PM
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Join Date: Sep 2010
Posts: 6
Default

thanks for such an informative post here on . . .
  #19 (permalink)  
Old 09-08-2010, 05:46 PM
Senior Member
 
Join Date: Feb 2007
Location: United States
Posts: 1,105
Default

Here's a site with some information for consumers and agents..
Insurance 101 Videos - Insurance 101... in a Flash - LIFE Foundation
  #20 (permalink)  
Old 09-09-2010, 12:58 AM
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Join Date: Sep 2010
Posts: 9
Default

Thanks for sharing such valuable information! Its a great post!
 
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