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View Full Version : Getting started


cabaret
12-23-2009, 02:24 PM
I am debating going into insurance but I am not sure where to start. My goals are to be able to work from home with only a short amount of time out of the house. I primarily would like to handle supplemental insurance like medicare part d and the like. Is that possible? What would I need in the way of training? Where would I need to begin?


Cornelius
12-23-2009, 04:59 PM
The first thing to do is get licensed. Then you would probably hook up with a marketing organization who will help you contract with carriers and provide some training.. That's the short version. To get more information you can go to Insurance Agent Forum (http://www.insurance-forums.net/forum/) and do some reading.

Here's a direct link to the section for Seniors:
Senior Insurance Forum (http://www.insurance-forums.net/forum/senior-insurance-forum/)

Something to consider is it's great to think about working from home, but insurance is for the most part a face to face product. You want to be able to form a relationship with your clients. That being said there are some agents on the board who do th work from home thing and from what they say they make a great income. So give it a read and ask questions if you have any.

Good luck in all you do..

AmbitWorks4U!
12-24-2009, 01:55 PM
There are other options in the insurance industry that you can work primarily work from home like what I do with AmeriPlan. We are a discount company, so it's not insurance, but it helps people who cannot afford insurance, and we have other services that people can use to save on other things that we need from time to time.

You get unlimited free training and this month it's only $25 to start. So this would work for your first goal of working primarily from home, but we don't have anything to do with Medicare (Those who are on medicare use our programs as a supplement...I have a member now who is more satisfied with our dental program than what they got with WellCare :)). Just wanted you to know there is this option out there, PM if you have any questions!


Cornelius
12-24-2009, 03:36 PM
An insurance license opens up many doors. Yes some products do pay renewals and depending on the company contract offered to agents something like dental isn't an issue for independent agents. Some companies also offer it as a group benefit.

Cornelius N. Key - Discount Dental Plan Broker-Affiliate (http://www.dpbrokers.com/default.aspx?locationid=36885&subaffid=)

ramirezhenry55
01-28-2010, 09:00 AM
If you are really focusing on working from home, get a medical insurance and invest on mutual funds with add-ons of an insurance. This will be of great help when something comes along.

BlondeAmbition
02-25-2010, 03:36 PM
I recommend that you go forward and get your life/health license. The exam is fairly straightforward and simple. I used the Exam Cram books to pass mine.

I am now with National Agents Alliance and am happy. I can work part time and earn a full time income. The training they provide is free and the best in the industry. The team I am with does insurance, annuities, and other investments as well. They help you build your team and earn a passive income too.

Cornelius
02-25-2010, 05:20 PM
Hello BlondeAmbition. Does NAA have a noncompete clause in the agent agreement. You can PM me the answer if you so choose. Thanks.

AaronNeal
03-08-2010, 01:00 PM
I'm a member of a couple insurance forums (one of them is the one mentioned above by another poster). I would visit those forums and ask questions and read the advice. I think you definitely want to join a company that can train you and show you the ropes as well as help you get leads and referrals. Insurance sales can be a tough job but it helps to have a solid support system which many of these companies provide.

moneymaking123
04-26-2010, 08:06 AM
You can firstly become an agent and the company which will be hring you will provide you essential traning. They will help you learn everything from benefits to marketing techniques.

Or you can look over online details or courses which can help you learn more about insurance..

CathyRae
06-01-2010, 12:36 PM
I am not sure about this one. I got this in my e-mail today. I am not sure if this is insurance selling but does any one know about it.



Dear Cathy :

My name is Mark Blackwell and I represent Giant Group Inc.

We have evaluated your resume and believe that your skills and past work experience meet our basic requirements. At this time, we invite you to apply for our position as part of a small pool of final applicants.

A few words about us: a large company with a good reputation is finally expanding and looking for new representatives in the USA.

Two to three hours a day performing your duties from your home over the Internet is all that is required for this position.

We provide a one month paid training period. During your training, you receive free and unlimited online support. A personal supervisor guides your training. At the end of the training, the personal supervisor will make the final decision as to whether or not to extend a permanent employment offer.
NOTE: During the training period, the personnel supervisor can recommend termination for failure to comply with rules or the other simple attendance and performance requirements.

Your salary during the training period will be $2,300 per month plus 8% commission from each transaction. Total income, with the current volume of clients, will be about $4,500 per month. After the training period, your base salary will increas to $3,000 per month, plus 8% commission.

If you are interested in this offer and would like to learn more about it, please send a completed form with your updated contact information to (e-mail)

********************************FORM************** **********
Your Full name:_______________
Your Country of residence:_________________
Your Contact phone:__________________
Preferred call time:___________________
********************************FORM************** **********

We guarantee to reply within 48 hours.

We have found your resume at Yahoo! HotJobs — Search Open Jobs, Post Resumes, Find Opportunity. (http://www.hotjobs.com). This letter confirms that your resume has been duly processed and your skills meet our basic requirements for the Payment Processing vacancy.

Yours faithfully,

Mark Blackwell
Giant Group Inc.





Thank you for your help.
Cathy

marley20
06-23-2010, 08:14 AM
I've always been curious about insurance business.

Does anyone know an agent/broker in chapel hill NC area?

I would like to start off working for someone who can show me ropes, while I offer my marketing skills. I definitely want to work from home and the thought of doing in-home presentations is not at all appealing to me.

WHat areas of insurance do not require face to face time? :confused:

AmbitWorks4U!
06-24-2010, 07:26 AM
Hey there! The company I work at home with does not require any face to face time so it might be what you are looking for. We don't have insurance but rather discount programs. These programs help people who make just enough to not qualify for state aid but at the same time don't make enough to get a decent health insurance policy. We have other areas too like dental, vision, and even ID theft protection etc.

Just request an interview with the link in my siggy and we'll get together to see if this is what you are looking for :).

Cornelius
06-26-2010, 05:22 AM
Marley20 I would suggest you talk to a few people. In the beginning many people have reservations about doing home appointments but it's a business and there's some great potential commissions to earn with the license(s), Life/Health and if you so choose the required licenses to market investments products.

You can do a google search for agents in that area or you can check into a company called Liveops. I think they hire licensed agents who work from home. As I suggested talk to a few people to find out what the opportunities are because many people hear licensing and they get scared but don't consider the potential income that is available or the value of having the license(s)...

maeweb
08-11-2010, 02:11 PM
You are welcome to contact me directly to discuss some of the pros and cons of the insurance business and some of the things you may want to look for in agency agreements.

MamaPigg
09-08-2010, 05:55 PM
Cathy: The letter looks like a scam, to me. Please proceed with caution. [ie] don't send any money or cash any checks the company might send you.

BlondeAmbition: Thanks for the positive, straightforward information. I've been on the fence about obtaining my insurance license for some time now. (-:

nicolelane
09-09-2010, 01:00 AM
Wow! Thats a great post! It shares amazing information!

dypeters
09-16-2010, 05:56 PM
It you are interested in working in auto and home ins. what is the way to start in order to train for the license exam? through a company or as independant?. Or is there a school you need to attend and get your license and then look for a company. My background is medical. Sorry I dont understand all the terms so I hope someone knows where I' m heading