WAHM Forums
The WAHM community forum was created to be a place for work at home moms to share their ideas and stories. In the forum you can find information about work at home jobs, starting home businesses, avoiding scams, and surviving the WAHM lifestyle. In support of the WAHM community, WAHM.com also features instructional articles, easy recipes, as well as job and business listings tailored specifically to work at home opportunities.
View Full Version : Aflac
arichwoman
08-04-2008, 11:27 AM
Tell me about aflac... I am a Liscense insurance agent looking to work for a real work at home insurance company. I don't want to go to a company that will puff smoke up my butt, buta honest place where when I work... and I can see the fruit of my labor. I need to pay bills so I don't have time for a bunch of lies and gimmicks. Please tell me some real companies, that operate in intergrity is Aflac a good company? http://www.wahm.com/forum/smileys/smiley5.gif
Cornelius
08-05-2008, 01:57 PM
arichwoman do you wish to work out of your home or strictly at home?
From whatI know of AFLAC they mostly do supplemental products. I'm sure someone will chime in a tell you about their market.
Which license do you have? Can you say which company you used to be contracted with, or did you just sit for your license?
As far as blowing smoke, that's to be expected. That is why is a good idea to be with a company that allows you to be indpendent rather than captive..
From whatI know of AFLAC they mostly do supplemental products. I'm sure someone will chime in a tell you about their market.
Which license do you have? Can you say which company you used to be contracted with, or did you just sit for your license?
As far as blowing smoke, that's to be expected. That is why is a good idea to be with a company that allows you to be indpendent rather than captive..
arichwoman
08-05-2008, 02:15 PM
out of my home or strickly from home, either one would be fine. I am finding lie after lie and scam after scam. I want to work at home and support myself honestly BUT not spend $$$$ and time to just help someone fill their recuriting quota. Is there a company (preferbaly) insurance that hires agent to work at home independantly that are not scamming agent and customer. WHERE ARE THEY???
arichwoman
08-05-2008, 02:18 PM
oh sorry! I have a life, health and annuities liscencse. When you are venting you tend to not spell correctly:)
Cornelius
08-05-2008, 09:28 PM
I will pm you some info.
arbomomma
08-28-2008, 09:10 PM
Hello arichwoman,
I currently work for Aflac. I will say that Aflac is a great opportunity but it's not strictly working from home. You can process your paperwork from home, but they do not give you any leads in most cases. Some groups are old haven't been worked in a while because the original agent either left Aflac or was fired, etc...these groups are called HQ groups and if you're lucky, you DSC may let you try and write business in them.
Aflac is not a pure stay at home insurance job. I don't know of too many out there that would be legit if they say your completely at home. You are trained to go out to as many businesses as possible and try and set appointments with the person in charge of the decision making to add benefits to the company plan.
Most benefits are 100% voluntary by the employee, but getting a company to even agree to let you come in for 15 min and talk about the products is a big job in itself and can take several weeks or even months in some cases.
Aflac is a truely wonderful company and they offer great benefits that are additional to or seperate from major medical. Do not confuse the two. Aflac pays their policy holdersdirectly and not doctors, so major medical coverage takes care of the doctors and Aflac takes care of you to help with extra medical bills, mortgage payments, car notes, groceries, gas, utilities, etc.. when the person has to miss work due to an illness or injury.
Aflac sells cancer, specified disease, accident (injury), whole/term life, intensive care, hospitalization, sickness, etc...type policies. The premiums are very low, normally around $7-$12 bucks a week. I think the policies are fantastic and the commission is pretty good. One policy can make you around $100 + and you get it within a few days.
One problem is you need to buy a "special" Aflac computer to do policies in a fast efficient way, otherwise you'll need to do it on paper apps which can be several pages long. The computer costs about $2,500 + and you have to use theirs. If you can't afford that, you'll need to borrow your DSC's if they have any available.
Let me know if you have any other questions. I've been an agent for about a year and was an administrative assistant for a DSC for 2 years. I know all the good and the bad.
Good Luck!
I currently work for Aflac. I will say that Aflac is a great opportunity but it's not strictly working from home. You can process your paperwork from home, but they do not give you any leads in most cases. Some groups are old haven't been worked in a while because the original agent either left Aflac or was fired, etc...these groups are called HQ groups and if you're lucky, you DSC may let you try and write business in them.
Aflac is not a pure stay at home insurance job. I don't know of too many out there that would be legit if they say your completely at home. You are trained to go out to as many businesses as possible and try and set appointments with the person in charge of the decision making to add benefits to the company plan.
Most benefits are 100% voluntary by the employee, but getting a company to even agree to let you come in for 15 min and talk about the products is a big job in itself and can take several weeks or even months in some cases.
Aflac is a truely wonderful company and they offer great benefits that are additional to or seperate from major medical. Do not confuse the two. Aflac pays their policy holdersdirectly and not doctors, so major medical coverage takes care of the doctors and Aflac takes care of you to help with extra medical bills, mortgage payments, car notes, groceries, gas, utilities, etc.. when the person has to miss work due to an illness or injury.
Aflac sells cancer, specified disease, accident (injury), whole/term life, intensive care, hospitalization, sickness, etc...type policies. The premiums are very low, normally around $7-$12 bucks a week. I think the policies are fantastic and the commission is pretty good. One policy can make you around $100 + and you get it within a few days.
One problem is you need to buy a "special" Aflac computer to do policies in a fast efficient way, otherwise you'll need to do it on paper apps which can be several pages long. The computer costs about $2,500 + and you have to use theirs. If you can't afford that, you'll need to borrow your DSC's if they have any available.
Let me know if you have any other questions. I've been an agent for about a year and was an administrative assistant for a DSC for 2 years. I know all the good and the bad.
Good Luck!
Cornelius
08-28-2008, 09:50 PM
There are some companies that use telelife for term life sales. TwoI can think of is Banner and West Coast. You can submit the clientinformation online and the company will take care of the rest. There might be more...
Cornelius
08-29-2008, 06:33 PM
Americall Contact info: http://www.teleperformance.com/Americall/Careers/Careers.aspx?id=26852 (http://www.teleperformance.com/Americall/Careers/Careers.aspx?id=26852)
dawnmo
08-29-2008, 07:59 PM
We have an AFLAC agent in our local BNI (networking) group. He does very well as a member of the group. You may want to consider joining a local networking group, if you can.
Good luck!
Good luck!
WhipEffects
08-31-2008, 07:40 PM
I'm looking into AFLAC as well. Hope lots more feedback comes through.
