WAHM Forums

What companies do you all sell for? Do they require a license, and if so do they help pay for it? Also is Insurance a business you can do as a "work at home" business, or do you have to go to an office every day?

fjcla

To offer some products such as insurance and investments there is a license required. Some companies do subsidize the cost of licensing. With others you will have to pay for it upfront. Even with paying upfront the potential for the return of investment on being licensedis high. Something to think about is companies will subsidize a license, but the training agent can make up the difference from your training sales. So in business nothing is totally free. The cost and licensing requirements are different perindividual state.

As for working from home, yes people can work from home. As long as you have a computer, internet and a printer/fax it's not a problem. One great thing about the business is you can start part-time. Once you get the license you own the license, not the marketing organization.

There's a few more considerations to look at when looking for a company to market with but the most important things to look at are who will own the clients and downline and is there a noncompete clause within the agent agreement if you decide to leave the organization.

Noncompete clause: http://en.wikipedia.org/wiki/Non-compete_clause (http://en.wikipedia.org/wiki/Non-compete_clause)


When looking at the compensation look to see if you attain a certain commission level do you have to constantly requalify to hold that commission level? Is the marketing organization captive or independent?
What are the advancement requirements? Can you advance form personal production or do you also have to recruit? You see when recruiting is a requirement, that means you will have to totally depend on someone else for your advancements.us. Most people who are part-time join a marketing organization and depending on if they are captive (Can only sell the products that company offers) or are independent agents (can offer many different companies) sell a variety of products.

As for the marketing organization i'm with it's HBW Insurance & Financial Services. We have the ability to offer Insurance, Investments and Mortgages (No licensing required Nationwide) products. Also we have no restrictions on outside activities as long as it's compliant and legal.

Cornelius N. Key
www.hbwinc.com (http://www.hbwinc.com)
neilpfs@yahoo.com

Have you heard of AFLAC. They will help you find a class for your liscense and they provide a training also. Its a home based business You set your own hours. If interested I will get the information of the office near you

Thanks everyone. It's been a while since I posted here but I've been thinking more and more about this since I was getting phone calls from Aflac, National Income Life, and Combined Insurance. All think I would be great and will help me get lincensed. Thanks for the tips I will surely look into it.

Our company does not require a license because we offer discount health plans - the alternative to insurance. Many of our members are uninsured, underinsured, or can't afford the insurance rates and/or deductibles.

We are rated the #1 Health Discount Plan Company in the USA and - yes, we do work at home, too!

Best of Luck in your Endeavors!

I appointed with F & G, Americo and Aegon. I am not currently selling insurance anymore as I am a full time Senior Branch Manager with United First Financial.

We don't require licensing either and have so many opportunities for working at home. I have considered a licence and now am going to look into it. But I work with so many licensed agents now that I have lots of opportunites to find the best products out there.
I am in South Carolina. Anyone else who has gotten licensed here? What did you have to do?

40 hours of prelicensing. I suggest Life and Health combined. From what I see from a prelicensing provider it can be done in class, self study or online. Then a state test.

Here is some testing info:
http://www.prometric.com/default.htm

S.C Ins. Dept.: http://www.doi.sc.gov/



Here is the state Insurance dept. link.

Thanks that is very kind of you!!!

Hello,

I am aware of how to get licensed in my state.

I had an interview with New York Life. Great company but they want people working from the office.

I am planning on getting licensed in all four areas -- Life, Health, Property and Casuality.

My question is what opportunities are there to work from home once I am licensed. Can I find work with companies like Liberty Mutual? Can I start my own business? I do not think I am interested in other financial services at first anyway.

Any ideas would be very much appreciated.

TIA!

Kari

I HAVE A 4-40 LICENSE PROPERTY AND CASUALTY I LIVE IN FLORIDA ANY INSURANCE COMPANY TO APPLY TO WORK AT HOME, ALSO I PREFER BILINGUAL! TY HELP!

I set appointments for a Regional Manager who works for a company that has 11 different insurance companies within it. I can have him give you a call to discuss it or send you over an e-mail with more information if you like.

Sincerely yours,
Michelle

hi there...

here some of the top insurance companies........

* AIG
* Allstate
* American Automobile Association
* American Family Insurance
* American Income Life
* American National Insurance Company
* Amica
* Arbella

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