Oh my Jill - I am so sorry to hear about your husband. That must be so difficult. My prayers are with you and him.
What about a seasonal job to get you through the next couple of months? I know that many companies are hiring right now. Most jobs are for home based telephone, customer service, gift advisors and that sort of thing. Big retail stores need a lot of help from now until after the Christmas holidays so its a great time to get your foot in the door. Maybe it will lead to full time employment?? !!
I also work in the accounting field (mostly on the technical side of things) so I do know of some possibilities in that area. I am not sure what I am allowed to list in this post though...
HomeWorkersNet, FREE Work From Home Jobs - New is a free website where a friend of mine lists her companies jobs so I know they are legit.
Also, try setting up your LinkedIn profile and start making connections in the field. You would be surprised at how many project offers I have received as a result of connecting with someone on LinkedIn!!! Its free and easy and ... well, why not? You know.
If there is anything i can do please let me know. Hang in there.