I, too am debating on the return or not...only thing is I have NO $ coming in right now and I would need to get enough sign ups to cover the monthly cost, and also, I'm on Medicaid right now with my 2 month old son and I believe I'm covered 'til he's a year old, though I'm not sure... I worked my tail off for leads and doing presentations and had some people tell me they wanted to sign up on X day and to call them back then, but when that time came, the phone never rang. So I was also having a terribly hard time. I think it could've been because I wasn't "a right fit" with my enroller. I'm nervous though because there are days when I CAN NOT talk on the phone because my son is so fussy and overtired. So what would I do in that case?