[CynthiaW]

Originally Posted by Mom2Sami

Do not be "afraid" of the startup cost and the monthly fee.

Every business has those costs. With AmeriPlan your benefits are included in that costs.

Even working a job has costs that your employer usually won't reimburse you for like, driving to and from work, work attire, a phone so that they can contact you and tell you to come in on short notice, etc...

As a business owner, even a small business like ours, I'm able to write off a WHOLE lot of expenses because I use them in conjunction with my business. You definitely want to get with a tax professional to ensure you understand the deductions that are available to you as a business owner in the "Pursuit of Profit", but things like going to and from businesses meetings (I had one recently with a clerk at a McDonalds -- of course it was unannounced and she was handing me the food I ordered, but she was interested in learning about our benefits and I shared information with her), I have to have a cellphone as a business line, I have to have a computer to work on, I have to have all kinds of things to work my business, there's training and reading I have to pay for, etc. That's lots of expenses that I can write off. There are somethings you can write off associated with working a job, but not at the percentage you can as a business owner.

BTW, there are some business owners who work their businesses very parttime just FOR the write offs. Again, get with a tax pro about how that works.

Hope this helps!

Cynthia